Credit Management so easy that
it doesn't feel like work

Osalio brings your ERPs, insurers, and advisors together in one clean interface, with AI that creates clarity, not complexity. Finally, credit management software your team will actually want to use.

No commitment, no credit card, no sales call.

Credit management shouldn't feel this hard

Endless email threads for a single approval
Key metrics buried seven clicks deep
Decisions on hold because your data lives in silos

With Osalio, routine tasks handle themselves. Your data and insights are right there when you need them. You stay in control and make faster, better decisions.

Credit management, rebuilt by someone who's faced the same challenges.

Make Smarter Credit Decisions

Stop guessing. Get AI-powered recommendations that turn complex data into confident decisions. See your portfolio risk at a glance, spot customer problems before they escalate, and approve credit limits with clarity.

Automate Routine Stuff

Let intelligent workflows handle repetitive approvals while you focus on what matters. Build approval processes in just minutes. Set them to run automatically or keep manual control. Your choice.

Onboard in Days, Not Months

So intuitive, your team starts adding value on day one. Built with the same care for usability as the apps you use every day, not like enterprise software from 2005. Try it yourself, your free demo is ready in two minutes.

Everyone wins when credit management works

Credit Analysts

You didn't study finance to copy-paste data between systems. You're an analyst, not a typewriter.

Get your expertise back. Stop hunting for information and start using it. Every insight you need is already there, waiting for your judgment.

Let the obvious decisions make themselves. Rubber-stamp approvals don't need you. The interesting cases, the ones that actually matter, do.

Credit Leadership

The worst part of managing credit risk? Finding out about problems after they've already happened.

See trouble coming. Real-time dashboards show risk exposure, credit utilization trends, DSO development, and expiring limits. Immediately, not weeks later in a report.

And know your team is aligned. Consistent workflows mean consistent decisions. When auditors ask how a limit was approved, the answer is always clear.

Sales Teams

You've got the customer ready to sign. Then credit becomes a black hole: your request goes in, and... silence. Days pass. Momentum dies.

Keep deals moving. Request a credit limit in seconds. See exactly where it stands. Know when to push and when to wait. No chasing finance for updates.

Close while the iron is hot. Fast credit decisions mean fast closes. No more losing deals to competitors who moved quicker.

See for yourself

Your free demo workspace comes with realistic credit data. It's the real Osalio, ready to explore in two minutes.

Try Osalio for Free

Prefer a guided tour? Schedule a 30-minute walkthrough

How Osalio Works

Connect Your Data Universe

Aggregate data from ERPs, credit advisors, insurers and more in one place. Our modular connectors adapt to your existing systems. No painful migrations, no data silos. Everything you need to make credit decisions, in one place.

A screenshot of the data connector overview

Automate Approval Workflows

Build approval processes visually in minutes. Run them manually when you need control, or set them to execute automatically based on conditions you define. Every request includes complete context and history. AI-powered recommendations help approvers make faster, better decisions.

A screenshot of the visual workflow builder

Analyze Your Portfolio

Monitor metrics like credit utilization, days sales outstanding, and portfolio risk in real-time. Crystal-clear dashboards answer your questions at a glance, without digging through numerous reports. Identify which customers need attention before problems arise. Compare performance across business areas. Understand your exposure instantly.

A screenshot of the outstanding amount and net sales analysis

Every Customer, Complete Picture

Stop switching between systems to piece together customer information. See everything that matters in one place: credit limits, insurance coverage, outstanding balances, payment patterns, and complete history. Need to request a limit increase, credit insurance, or credit advice? Take action directly from the customer profile.

Collaborate Seamlessly

Assign decisions to the right people automatically based on your organizational structure. Everyone gets notified the moment a decision needs their attention. And yes, they can toggle notifications however they like (because inbox peace matters too). Every approval leaves a complete audit trail with comments and context. Everyone sees the same data at the same time. Full transparency, zero confusion.

A screenshot of the workflow decision timeline

Enterprise security for your data

Credit, sales and customer data are among the most sensitive in your business. We built Osalio with that in mind.

Single Sign-On (SSO)

Securely authenticate through your existing identity provider. Works with Google, Microsoft and others.

EU Data Residency

All data stored on EU-based servers. No transatlantic transfers. Fully GDPR compliant.

Private AI

Our AI runs entirely on our infrastructure. Your data is never shared with external parties.

Enterprise Access Controls

Role-based permissions and complete audit logs for every action.

Why I built Osalio

Hi, I am Jonas, the founder of Osalio. In 2020, I worked in the credit management team of a large industrial company.

Every day, we spent hours manually processing the same routine approvals. Finding a customer record? Minutes of clicking through menus. Basic credit KPIs? Export everything to Excel and build it yourself (computing DSO took a week...). My colleagues were frustrated, drowning in busywork because their software couldn't even handle basics.

I built Osalio to give credit managers the tool that they deserve. No more hunting for information. No more repetitive manual tasks. No more exporting data just to understand your own portfolio.

Questions you might have

Osalio is purpose-built for credit management, not general finance. If your company has dedicated credit analysts, defined approval workflows, and credit decisions are part of your daily operations, we built this for you.

Osalio's data connector architecture is built to adapt to your systems, not the other way around. We work with each customer to integrate their specific ERPs, CRMs, credit insurers, and advisors. Tell us what you're using, and we'll show you how we connect it.

Pricing depends on your specific needs. We'll first make sure Osalio is actually the right fit, then put together a quote that makes it an easy decision. Tell us about your setup and we'll take it from there.

Timeline depends on the integration requirements. We'll map this out together and give you a clear plan before you decide. The software itself? That's the fast part. Osalio is intuitive enough that onboarding workshops are short and optional.

No. Our AI runs entirely on our own infrastructure. Your data is never sent to external AI providers like OpenAI or others.

Yes, you can create your demo workspace right now. It's the real Osalio with realistic credit data, so you can explore everything on your own. No credit card, no sales call, no commitment. Your workspace is ready in about two minutes.

Ready to see what Osalio can do for your team?

Start exploring on your own, or let Jonas walk you through your specific use case.

Try Osalio for Free Schedule a Walkthrough

Questions first? Contact us

Contact

Legal Notice Privacy Policy Terms of Use

Mentions légales (FR)

Osalio SASURegistered office: 58 rue de Monceau, 75008 Paris, FranceShare Capital: €2,500RCS Paris 933 219 784SIRET: 933 219 784 00016 VAT Number: FR65933219784Publication Director: Jonas Pilath, Président

Credit Management so easy thatit doesn't feel like work